Physician Home Loan Program

Our lending partner Chandler Perry (NMLS# 2835469) with Security Home Mortgage, LLC (NMLS# 178787) specializes in physician mortgage programs built specifically for doctors and healthcare professionals. Here's what makes them different from conventional loans:

Flexible Down Payment

Many physician loan programs offer significantly reduced or eliminated down payment requirements — designed for professionals who carry student debt but have strong earning potential.

No PMI Required

Skip private mortgage insurance entirely, even with less than 20% down. Save hundreds per month compared to conventional loans.

Student Loan Flexibility

Physician loan programs take a more favorable view of student loan debt when calculating your debt-to-income ratio.

Residency & Fellowship Friendly

Qualify based on your employment contract — even before you start earning your full attending salary.

Competitive Rates

Access rates comparable to conventional loans with far more flexibility on qualifying criteria.

Higher Loan Limits

Physician loans often allow higher loan amounts than conventional programs, matching the homes professionals need.

Come Meet Chandler at Topgolf

No pressure, no pitch deck. Just real answers to your home-buying questions over Topgolf and lunch. Chandler works with doctors every day and understands the unique financial position of physicians.

Loan program information is general in nature and for informational purposes only. Specific rates, terms, down payment requirements, and eligibility vary by lender and borrower qualification. This is not an offer to lend or a commitment to any specific loan terms. Contact Chandler Perry (NMLS# 2835469) at Security Home Mortgage, LLC (NMLS# 178787) for current rates and pre-qualification.

Why This Event?

We designed this specifically for busy healthcare professionals who don't have time for traditional networking.

Built for Your Schedule

Weekday events before 5 PM — perfect for post-call days or scheduled time off. Lunch events available too.

Zero Obligation

This isn't a sales pitch. Come hit golf balls, enjoy free food, and meet other professionals. If you have questions about buying a home, Chandler is there. If not, just have fun.

Bring Your Colleagues

Bring up to 3 guests to the open hangout or 1 guest to the networking lunch — attendings, residents, nurses, or anyone in your circle.

Common Questions

Is this really free?

Yes. Topgolf games, food, and drinks are complimentary. There's no cost and no obligation to use any of our services.

Do I have to be actively buying a home?

Not at all. Many attendees are 1-3 years out from buying. This is a chance to learn what's available and make connections for when you're ready.

I'm still in residency. Can I qualify for a physician loan?

Yes — physician loan programs are specifically designed for residents and fellows. You can often qualify based on your employment contract before your attending salary kicks in.

I have significant student loan debt. Will that disqualify me?

Physician loan programs handle student debt differently than conventional mortgages. Chandler can walk you through how your specific situation would be evaluated.

Can I bring my spouse or a colleague?

Absolutely. Bring up to 3 guests to the open hangout, or 1 guest to the networking lunch. Spouses, colleagues, and friends are all welcome.

What are the event hours?

Events happen 1–2 times per week all summer during Topgolf eligible hours: Monday–Friday 9 AM–5 PM, Saturday 9 AM–12 PM, Sunday 9 AM–12 PM & 5 PM–Close. Register and we'll send you upcoming dates.

This is a co-hosted professional networking event. Each host independently covers their respective event costs. Attendance is complimentary and does not obligate attendees to use any real estate or lending services. Physician loan program details are general in nature; specific terms, rates, and eligibility vary by lender and individual borrower qualification. This is not an offer to lend or a commitment to any specific terms. Contact Chandler Perry (NMLS# 2835469) at Security Home Mortgage, LLC (NMLS# 178787) for current rates and personalized program details.

Equal Housing Opportunity

Utah Doctors: Network, Relax & Learn About Exclusive Loan Programs